Deliver business loans that enable businesses.

Automate even the most complex business loan management.

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Intuitive and comprehensive business loans.

AllCloud Unified Lending technology for business loans is highly intuitive and comprehensive facilitating a range of credit & risk assessment activities and serving businesses of any level.

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Agile document tracking and invoice factoring for dynamic credit policy management

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Term loan
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Invoice discounting & freight finance
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Working capital and overdraft
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Equipment loan
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Precise commercial credit scoring, rating, and segmentation. Easily encapsulate in your decision workflows in-house rating models, credit bureau ratings & segmentation rules. Estimate probability of default (PD), exposure at default (EAD), loss given default (LGD) & other parameters to derive the risk-weighted assets (RWA) to determine the capital adequacy ratio (CAR).

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Collateral quality analysis
Exposure/current loans
Account and Cash turnover
Expenses on servicing the loan
Business profitability
Data on the principals
Percentage of Client Funds involved
Management team of business
Business demographic
Financial analysis
Collateral quality analysis
Data on the principals
Exposure/current loans
Percentage of Client Funds involved
Account and Cash turnover
Management team of business
Expenses on servicing the loan
Business demographic
Business profitability
Financial analysis

Why AllCloud business loan product?

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API Driven

Ensures easy record-keeping, document tracking and access at the click of a button.

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Generate Secondary Revenue

Catch the minutest of details & create reminders to generate secondary revenue like insurance renewals.

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Vehicle and Customer Categorization

Ensure company policy driven lending by leveraging customer and asset classification to control loan to value and interest pricing

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API Driven

Ensures easy record-keeping, document tracking and access at the click of a button.

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Omni-Channel Origination

Interfaces available across web & mobile for loan officers, as well as a separate mobile app for customer self-service.

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Centralized Document Repository

Allows instant access to any document, incorporating any corporate lending company’s policies and leaving a visual audit trail for auditors and teammates.

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Configurable & Pre-configured Scorecards

Leverage proven best practices for commercial lending software configuration & create your own scorecards to derive holistic credit risk assessments.

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Automation

Automate our robust Business Rules Engine to eliminate manual intervention & boost the efficiency of your commercial lending operations.

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